Finances and budgeting. No
one really enjoys these topics. Having to do it on your own makes things even
more dreadful. Being the breadwinner as well as the nurturer, basically playing
all of the roles needed for a family to survive is no easy task. But take
heart, it is possible. You can and will, do it!
Here are a few simple tips
and tricks to make the budgeting nightmare less scary:
1. Ask for help. This is something that as
a single mom I have learned is the first necessity. It isn’t shameful or wrong
to ask others you trust for help, in any capacity. When it comes to financial
circumstances, it is vital. Find loving friends, family, and neighbors to tend
your kids while you work at little or no cost. Obviously, this isn’t always an
option or a long-term solution. But when just starting out on this new path of
single parenthood a penny saved is almost like two pennies earned! People will
help you while you get your feet on the ground. Just ask.
2. Be thrifty. As a wise man once said, “Use
it up, wear it out, make do, or do without.” Elder Boyd K. Packer was speaking
to us when he said this. Kids (or yourself) growing out of jeans? Cut them off
and make cute shorts! Need a haircut? Find a local cosmetology school that will
do it for cheap or even for free! Don’t worry about having all the newest
things, smart phones, or clothes.
3. SAVE SAVE SAVE! I saw an idea on
Pinterest that I loved. Every $5 bill that comes in to your possession, save
it. Either put it in a special bank account or a special box in your home. It
will surprise you how fast the money adds up. My 2 year old enjoys putting any
and all change she finds into her piggy bank. The more you save, the more you
earn.
“Use it up, wear it out, make do, or do without.”
-Elder Boyd K. Packer
4. Assistance is OK. Programs like WIC and
Medicaid are made for you. I know it isn’t ideal or enjoyable to “live off the
government” but programs like this are made for people in our situation. Short term
help is OK and fine. Just don’t rely on it forever!
5.
Cook!
Don’t waste vital time and money on
fast food or frozen meals. Learn how to make delicious foods from scratch. Cooking
at home is much more cost efficient than dining out. It is also a lot more fun.
I love that my daughter is so interested in my cooking and baking. And I look
forward to the time when she can help me in more ways. Get the little ones
involved!
Sometimes I feel like Ebenezer Scrooge. Or
Hamm from the Toy Story movies, “Money, money, money!” being a single mom makes
the financial side of life even more so. Student loans. Day care. Travel. So many
added stresses. At the end of the day though, none of this really matters. Material
things are just that, things. The squeals of joy and smiles of love from our
children are more precious than anything money can buy.